Balance by Megan Shop
Tools Built for Real Financial Clarity
These aren't generic spreadsheets you'll fill in once and forget. They're built with the same intentionality I bring to my clients' books — designed to actually tell you something useful about your money.
All products are available on Etsy. Click any listing to learn more and purchase.
Cash Clarity Pro
13-Week Cash Flow Forecast Spreadsheet
Stop guessing whether your business will have enough cash next month. Cash Clarity Pro is a detailed 13-week cash-planning system that shows you upcoming shortages, projected weekly balances, and three forecast scenarios — before problems reach your account.
- ✓13-week rolling forecast with weekly beginning and ending cash balances
- ✓Base, Conservative, and Growth scenario comparison
- ✓Minimum cash threshold warnings and projected shortfall alerts
- ✓Cash runway and weekly burn-rate analysis
- ✓Forecast-vs-actual tracking with accuracy calculations
Cash Clarity Simple
Simple Cash Flow Tracker
Know your cash health at a glance without the complexity. Cash Clarity Simple automatically calculates your cash on hand, total money in, money out, and current cash flow — then tells you in plain English exactly what it means. No math, no overwhelm, just clarity.
- ✓Automatic cash health score with a plain-English 'What This Means' summary
- ✓Cash on hand, total money in, money out, and cash flow — all in one view
- ✓Color-coded indicators so you see your status instantly
- ✓No financial experience or math required
- ✓Works in Microsoft Excel and Google Sheets
Complete Clarity Budget System
For Personal & Business Use
A desktop and mobile-friendly budget spreadsheet that doesn’t just track numbers — it tells you what they mean. Built with the same attention to detail I bring to my clients’ books, this system gives you a real picture of where your money is going and what to do about it.
- ✓Automated dashboard with income, expenses, savings & net worth
- ✓Income vs. expenses breakdown with visual charts
- ✓Annual spending calendar & savings goal tracker
- ✓Includes the Clarity Report — a plain-English summary of what’s happening with your money
- ✓Works on desktop and mobile
Simple Clear Budget Tracker
For Personal & Business Use
A clean, no-fuss 3-tab budget system built around how people actually manage money — Plan, Track, Review. If you want something straightforward that keeps your budget organized without the overwhelm, this is it.
- ✓3-tab system: Budget, Transactions & Monthly Summary
- ✓Plan your income and expenses before the month starts
- ✓Log transactions as they happen
- ✓Monthly summary with planned vs. actual comparison charts
- ✓Simple enough for beginners, detailed enough to be useful
More tools coming soon
Cash flow tracker, income sheet, balance sheet, P&L, and more — all built from real client work.
Looking for a Free Starting Point?
These are general-purpose starter templates — not the professional-grade tools I use with clients, but a solid foundation if you're just getting organized for the first time.
Monthly Bookkeeping Checklist
A simple checklist to help you stay on top of your books each month.
Cash Flow Tracker Template
Track income and expenses week by week to see where your money is going.
Tax Prep Readiness Guide
Know exactly what to gather before tax season so nothing gets missed.
Want a Real Partner Behind Your Numbers?
The tools are a great start — but if your books need cleanup, clarity, or a full financial picture, let's talk. A free audit costs you nothing and shows you exactly where things stand.